Firmus Monie is designed to provide responsible solutions for the everyday financial needs of Nigerians.
With Firmus Monie, you get to access loans with ease, save, invest and grow your finances! Let Firmus Monie be your preferred retail financial partner.
RATES AND REQUIREMENTS
With Firmus Monie, you can access loan amounts ranging up from N10,000 to N100,000 without providing excessive documentation. Depending on the loan amount you are eligible for, you can repay the loan from a 60 day to a 90 day period. You can also earn cool interests when you choose to save your funds for rainy days with Firmus Monie.
To ensure that the right verifications are carried out, you may be required to submit your valid identification documents such as your international passport. Kindly note that we only accept loan applications from persons above the age of 21.
With Firmus Monie, no need to worry about listing collaterals, however, for some loan amounts, we may need you to provide us with details of a guarantor for the loan.
Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36%.
FOR EXAMPLE;
If you get a personal loan product of N10,000 to pay back over a 3-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N900 in interest. Making your total Principal + Interest repayment of N10,900 only.
We have a core mission is to provide a platform for quick, efficient and effective services that ensures our customer’s needs are met real-time. Hence, you can apply for a loan on your mobile phone within minutes and if you meet our criteria, the loan amount would be deposited into your Firmus Monie wallet.
All you need to do is download the app, and sign up easily!
WANT TO TALK TO US?
For a swift resolution, you can reach out to us on +2348023060703 or chat with our Virtual banker TINI on whatsapp +2349059692219 or send an email to [email protected]